Keep Your Bank.
Earn 4% Yield. Effortlessly.

Keep Your Bank.
Earn 4% Yield. Effortlessly.

Keep Your Bank. Earn 4% Yield. Effortlessly.

Banky automates your cash flow—moving idle funds into high-yield accounts while keeping money ready for your expenses. No bank switching. No effort. Just smarter money management.

Banky automates your cash flow—moving idle funds into high-yield accounts while keeping money ready for your expenses. No bank switching. No effort. Just smarter money management.

Be Among the First to Earn Smarter

Be Among the First to Earn Smarter

Get Early Access

Get Early Access

See How Much You're Losing by Letting Your Cash Sit Idle

See How Much You're Losing by Letting Your Cash Sit Idle

Your checking account is not just earning little. It is costing you. Banky helps you earn more effortlessly. Reinvest those extra earnings and watch your money grow.

Your checking account is not just earning little. It is costing you. Banky helps you earn more effortlessly. Reinvest those extra earnings and watch your money grow.

See Your Banky Earnings Grow

Monthly Contribution (Banky Yield):$100
4% APR on your optimized checking balance
Return Rate:8.0%
Years to Grow:20

Total Invested

$24,000

Total Returns

$35,294.72

Final Value

$59,294.72

These figures are for illustration only and depend on user-adjustable inputs like balance, time horizon, and return rate. Read more

These figures are for illustration only and depend on user-adjustable inputs like balance, time horizon, and return rate. Read more

See How Much You're Losing by Letting Your Cash Sit Idle

Your checking account is not just earning little. It is costing you. Banky helps you earn more effortlessly. Reinvest those extra earnings and watch your money grow.

See Your Banky Earnings Grow

Monthly Contribution (Banky Yield):$100
4% APR on your optimized checking balance
Return Rate:8.0%
Years to Grow:20

Total Invested

$24,000

Total Returns

$35,294.72

Final Value

$59,294.72

These figures are for illustration only and depend on user-adjustable inputs like balance, time horizon, and return rate. Read more

Safety You Can Bank On

Safety You Can Bank On

Safety You Can Bank On

We Guard Your Money Like It’s Our Own

We Guard Your Money Like It’s Our Own

We Guard Your Money Like It’s Our Own

Bank-Level Encryption

Your data is protected by the same protocols big banks use

Bank-Level Encryption

Your data is protected by the same protocols big banks use

Bank-Level Encryption

Your data is protected by the same protocols big banks use

FDIC Insurance

Deposits stay in insured partner banks, giving you top-tier security

FDIC Insurance

Deposits stay in insured partner banks, giving you top-tier security

FDIC Insurance

Deposits stay in insured partner banks, giving you top-tier security

Your principle is safe

Your money is 100% secured and can be credited back to your accounts anytime

Your principle is safe

Your money is 100% secured and can be credited back to your accounts anytime

Your principle is safe

Your money is 100% secured and can be credited back to your accounts anytime

Your Money, Always in the Right Place at the Right Time.

Your Money, Always in the Right Place at the Right Time.

Your Money, Always in the Right Place at the Right Time.

Banky moves idle cash into high-yield accounts while keeping funds ready for expenses—so you earn more, effortlessly

Banky moves idle cash into high-yield accounts while keeping funds ready for expenses—so you earn more, effortlessly

Banky moves idle cash into high-yield accounts while keeping funds ready for expenses—so you earn more, effortlessly

Personalized Money Management

Banky tracks your income and expenses, moving idle cash into high-yield accounts for better returns—always FDIC-insured and accessible.

Automated Transfers

Earn on Everyday Cash

An illustration from Carlos Gomes Cabral
An illustration from Carlos Gomes Cabral
An illustration from Carlos Gomes Cabral

Personalized Money Management

Banky tracks your income and expenses, moving idle cash into high-yield accounts for better returns—always FDIC-insured and accessible.

An illustration from Carlos Gomes Cabral
An illustration from Carlos Gomes Cabral
An illustration from Carlos Gomes Cabral

Automated Money Flow

Generate Returns on Everyday Cash

Personalized Money Management

Banky tracks your income and expenses, moving idle cash into high-yield accounts for better returns—always FDIC-insured and accessible.

An illustration from Carlos Gomes Cabral
An illustration from Carlos Gomes Cabral
An illustration from Carlos Gomes Cabral

Automated Money Flow

Generate Returns on Everyday Cash

Make this magic your habit, on autopilot

Make this magic your habit, on autopilot

Make this magic your habit, on autopilot

Imagine having a personal banker who automatically moves your money when better opportunities arise, keeping it both secure and flexible. Just sit back and watch your balance grow.

Imagine having a personal banker who automatically moves your money when better opportunities arise, keeping it both secure and flexible. Just sit back and watch your balance grow.

Imagine having a personal banker who automatically moves your money when better opportunities arise, keeping it both secure and flexible. Just sit back and watch your balance grow.

1

Banky finds ways for your money to grow.

Instead of letting your cash sit idle, Banky moves it into high-yield savings and money market accounts—so it earns more than a typical bank account.

2

Always Seeking Better Rates

Banky works with thousands of banks to find the best rates for you. No more chasing banks or falling for short-term promotional rates—Banky ensures your cash is always earning more.

3

Instant Access to Your Cash

Need funds for a bill or emergency? Banky quickly transfers what you need back to your checking account, with no lockups or penalties.

4

AI-Driven Efficiency

Banky’s AI monitors your bills, balances, and spending in real time, making sure every dollar works harder for you.

2

Always Seeking Better Rates

Banky works with thousands of banks to find the best rates for you. No more chasing banks or falling for short-term promotional rates—Banky ensures your cash is always earning more.

3

Instant Access to Your Cash

Need funds for a bill or emergency? Banky quickly transfers what you need back to your checking account, with no lockups or penalties.

4

AI-Driven Efficiency

Banky’s AI monitors your bills, balances, and spending in real time, making sure every dollar works harder for you.

1

Banky finds ways for your money to grow.

Instead of letting your cash sit idle, Banky moves it into high-yield savings and money market accounts—so it earns more than a typical bank account.

2

Always Seeking Better Rates

Banky works with thousands of banks to find the best rates for you. No more chasing banks or falling for short-term promotional rates—Banky ensures your cash is always earning more.

3

Instant Access to Your Cash

Need funds for a bill or emergency? Banky quickly transfers what you need back to your checking account, with no lockups or penalties.

4

AI-Driven Efficiency

Banky’s AI monitors your bills, balances, and spending in real time, making sure every dollar works harder for you.

Got questions about how Banky works its magic?

Got questions about how Banky works its magic?

Got questions about how Banky works its magic?

What is Banky?
How does Banky help me?
Do I need to change my bank to use Banky?
What is Banky?
How does Banky help me?
Do I need to change my bank to use Banky?
What is Banky?
How does Banky help me?
Do I need to change my bank to use Banky?

View all FAQs

Ready to grow your money on autopilot?

Ready to grow your money on autopilot?

Join the waitlist to get free access to Banky for one year

Join the waitlist to get free access to Banky for one year

No spam. No hidden costs. We’ll notify you as soon as Banky is live

Effortlessly Grow Your Idle Cash with Banky's AI-Driven High-Yield solutions

Effortlessly Grow Your Idle Cash with Banky's AI-Driven High-Yield solutions

Copyright Banky. All right reserved.

Copyright Banky. All right reserved.

Disclaimer: This chart provides an estimate of potential savings growth based on a 4% yield from idle cash, reinvested in an external portfolio with a specified return. These figures are for illustration only and depend on user-adjustable inputs like balance, time horizon, and return rate.

Results are hypothetical and do not guarantee actual investment performance. Market conditions, interest rates, investment choices, and other factors may impact outcomes. This tool does not consider taxes, fees, or inflation. Banky does not provide investment advice.

Adjust inputs to explore different scenarios. Consult a financial professional before making investment decisions.

Disclaimer: This chart provides an estimate of potential savings growth based on a 4% yield from idle cash, reinvested in an external portfolio with a specified return. These figures are for illustration only and depend on user-adjustable inputs like balance, time horizon, and return rate.

Results are hypothetical and do not guarantee actual investment performance. Market conditions, interest rates, investment choices, and other factors may impact outcomes. This tool does not consider taxes, fees, or inflation. Banky does not provide investment advice.

Adjust inputs to explore different scenarios. Consult a financial professional before making investment decisions.

Register now and get Banky free for a year