Keep Your Bank.
Earn 4% Yield. Effortlessly.
Keep Your Bank.
Earn 4% Yield. Effortlessly.
Keep Your Bank. Earn 4% Yield. Effortlessly.
Banky automates your cash flow—moving idle funds into high-yield accounts while keeping money ready for your expenses. No bank switching. No effort. Just smarter money management.
Banky automates your cash flow—moving idle funds into high-yield accounts while keeping money ready for your expenses. No bank switching. No effort. Just smarter money management.
Be Among the First to Earn Smarter
Be Among the First to Earn Smarter
Get Early Access
Get Early Access
See How Much You're Losing by Letting Your Cash Sit Idle
See How Much You're Losing by Letting Your Cash Sit Idle
Your checking account is not just earning little. It is costing you. Banky helps you earn more effortlessly. Reinvest those extra earnings and watch your money grow.
Your checking account is not just earning little. It is costing you. Banky helps you earn more effortlessly. Reinvest those extra earnings and watch your money grow.
See Your Banky Earnings Grow
Total Invested
$24,000
Total Returns
$35,294.72
Final Value
$59,294.72
These figures are for illustration only and depend on user-adjustable inputs like balance, time horizon, and return rate. Read more
These figures are for illustration only and depend on user-adjustable inputs like balance, time horizon, and return rate. Read more
See How Much You're Losing by Letting Your Cash Sit Idle
Your checking account is not just earning little. It is costing you. Banky helps you earn more effortlessly. Reinvest those extra earnings and watch your money grow.
See Your Banky Earnings Grow
Total Invested
$24,000
Total Returns
$35,294.72
Final Value
$59,294.72
These figures are for illustration only and depend on user-adjustable inputs like balance, time horizon, and return rate. Read more
Safety You Can Bank On
Safety You Can Bank On
Safety You Can Bank On
We Guard Your Money Like It’s Our Own
We Guard Your Money Like It’s Our Own
We Guard Your Money Like It’s Our Own

Bank-Level Encryption
Your data is protected by the same protocols big banks use

Bank-Level Encryption
Your data is protected by the same protocols big banks use

Bank-Level Encryption
Your data is protected by the same protocols big banks use

FDIC Insurance
Deposits stay in insured partner banks, giving you top-tier security

FDIC Insurance
Deposits stay in insured partner banks, giving you top-tier security

FDIC Insurance
Deposits stay in insured partner banks, giving you top-tier security

Your principle is safe
Your money is 100% secured and can be credited back to your accounts anytime

Your principle is safe
Your money is 100% secured and can be credited back to your accounts anytime

Your principle is safe
Your money is 100% secured and can be credited back to your accounts anytime
Your Money, Always in the Right Place at the Right Time.
Your Money, Always in the Right Place at the Right Time.
Your Money, Always in the Right Place at the Right Time.
Banky moves idle cash into high-yield accounts while keeping funds ready for expenses—so you earn more, effortlessly
Banky moves idle cash into high-yield accounts while keeping funds ready for expenses—so you earn more, effortlessly
Banky moves idle cash into high-yield accounts while keeping funds ready for expenses—so you earn more, effortlessly
Personalized Money Management
Banky tracks your income and expenses, moving idle cash into high-yield accounts for better returns—always FDIC-insured and accessible.
Automated Transfers
Earn on Everyday Cash



Personalized Money Management
Banky tracks your income and expenses, moving idle cash into high-yield accounts for better returns—always FDIC-insured and accessible.



Automated Money Flow
Generate Returns on Everyday Cash
Personalized Money Management
Banky tracks your income and expenses, moving idle cash into high-yield accounts for better returns—always FDIC-insured and accessible.



Automated Money Flow
Generate Returns on Everyday Cash
Make this magic your habit, on autopilot
Make this magic your habit, on autopilot
Make this magic your habit, on autopilot
Imagine having a personal banker who automatically moves your money when better opportunities arise, keeping it both secure and flexible. Just sit back and watch your balance grow.
Imagine having a personal banker who automatically moves your money when better opportunities arise, keeping it both secure and flexible. Just sit back and watch your balance grow.
Imagine having a personal banker who automatically moves your money when better opportunities arise, keeping it both secure and flexible. Just sit back and watch your balance grow.
1
Banky finds ways for your money to grow.
Instead of letting your cash sit idle, Banky moves it into high-yield savings and money market accounts—so it earns more than a typical bank account.
2
Always Seeking Better Rates
Banky works with thousands of banks to find the best rates for you. No more chasing banks or falling for short-term promotional rates—Banky ensures your cash is always earning more.
3
Instant Access to Your Cash
Need funds for a bill or emergency? Banky quickly transfers what you need back to your checking account, with no lockups or penalties.
4
AI-Driven Efficiency
Banky’s AI monitors your bills, balances, and spending in real time, making sure every dollar works harder for you.
2
Always Seeking Better Rates
Banky works with thousands of banks to find the best rates for you. No more chasing banks or falling for short-term promotional rates—Banky ensures your cash is always earning more.
3
Instant Access to Your Cash
Need funds for a bill or emergency? Banky quickly transfers what you need back to your checking account, with no lockups or penalties.
4
AI-Driven Efficiency
Banky’s AI monitors your bills, balances, and spending in real time, making sure every dollar works harder for you.
1
Banky finds ways for your money to grow.
Instead of letting your cash sit idle, Banky moves it into high-yield savings and money market accounts—so it earns more than a typical bank account.
2
Always Seeking Better Rates
Banky works with thousands of banks to find the best rates for you. No more chasing banks or falling for short-term promotional rates—Banky ensures your cash is always earning more.
3
Instant Access to Your Cash
Need funds for a bill or emergency? Banky quickly transfers what you need back to your checking account, with no lockups or penalties.
4
AI-Driven Efficiency
Banky’s AI monitors your bills, balances, and spending in real time, making sure every dollar works harder for you.
Got questions about how Banky works its magic?
Got questions about how Banky works its magic?
Got questions about how Banky works its magic?
What is Banky?
How does Banky help me?
Do I need to change my bank to use Banky?
What is Banky?
How does Banky help me?
Do I need to change my bank to use Banky?
What is Banky?
How does Banky help me?
Do I need to change my bank to use Banky?
View all FAQs
Ready to grow your money on autopilot?
Ready to grow your money on autopilot?
Join the waitlist to get free access to Banky for one year
Join the waitlist to get free access to Banky for one year
No spam. No hidden costs. We’ll notify you as soon as Banky is live
Register now and get Banky free for a year